Guarantee schemes and their impact on the economic development
Measuring their effect on job creation, innovation and growth
13-16 June 2018 – Warsaw

Wednesday13 June 2018 14h00 -17h00 – Meeting of the Global Network of Guarantee Institutions (GNGI) – BGK Headquarters 19h00 – Welcome Cocktail |
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Thursday14 June 2018 Interpretation will be provided in DE-EN-ES-FR-IT all day long9h00 – 10h00 – Meeting of the Board of Directors (reserved to the members of the Board) 10h15 -11h45 – Private session of the General Assembly (reserved to AECM members) 12h00 – 13h00 – Meeting of the newly elected Board of Directors (reserved to the members of the Board) 14h00 – 18h00 – Public Session of the General Assembly (open to all registered participants)
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14h00 |
Opening
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14h30 |
Ceremony for the outgoing member(s) of the Board of Directors of AECM Presentation of the members of the new Board of Directors of AECM – group photo – |
14h50 |
Key note addresses “Latest developments of the SME policy of the EU”
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15h30 |
Presentation of the activities of AECM 2017 – 2018
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15h45 | Networking break |
16h00 |
Panel on policy drivers of guarantee institutions: Best possible support of SMEs’ access to finance Moderator: Guy Selbherr, VDB / Germany
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18h00 |
Concluding remarks and closing of the meeting
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20h00 |
Gala dinner |
Friday15 June 2018 Annual Seminar: “Guarantee schemes and their impact on the economic development Open to all registered participants Interpretation will be provided in DE-EN-ES-FR-IT all day long (apart from Workshop A)
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08h30 – 09h00 | Arrival / Registration |
09h00 |
Opening statements Chairman of AECM
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09h15 |
Key note addresses
The key note addresses will be followed by a discussion |
10h00 | Networking break |
10h15 |
Panel 1: The analysis of guarantees: The supranational point of view
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11h30 |
Panel 2: The analysis of guarantees: External impact studies
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12h45 | Group photo and lunch |
14h30 |
Panel 3: The analysis of guarantees: Experiences of guarantee institutions
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15h45 |
Panel 4: The analysis of guarantees: The SMEs’ point of view
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17h00 |
Closing Remarks
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17h15 |
AECM annual event 2019 presentation
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17h30 |
End of seminar |
Saturday16 June 2018 Leisure program – tour |
Registration and leisure program
Seminar Fee – MEMBERS | € 300.00 | ||
Seminar Fee – NON MEMBERS | € 350.00 | ||
Gala dinner | 14 June 2018 – 20h00 | €120.00 | ![]() |
Tour for accompanying partners |
15 June 2018 | € 10.00 | ![]() |
Tour |
16 June 2018 | € 10.00 | ![]() |
Register online
Speakers
Astrid BARTELS – EUROPEAN COMMISSION (tbc) |
Alessandro BOZZO – FOGAPE |
Barbara BRANDTNER – EUROPEAN COMMISSION (tbc) |
John CARMODY – BBB |
Lucia CUSMANO – OECD |
Teresa CZERWINSKA – MINISTER OF FINANCE, POLAND |
Beata DASZYNSKA -MUZYCZKA – BGK |
José Fernando FIGUEIREDO – AECM |
Matthew GAMSER – SME Finance Forum |
Giuseppe GRAMIGNA SBA |
Wojciech HANN – BGK |
Roger HAVENITH – EIF |
Bernard JEHIN – SOWALFIN |
Kestutis JURAS – EUROPEAN COMMISSION |
Gerhard HUEMER – UEAPME |
Kerstin JORNA – EUROPEAN COMMISSION |
Helmut KRAEMER-EIS – EIF |
Jerzy KWJECINSKI – MINISTER OF INVESTMENT AND ECONOMIC DEVELOPMENT, POLAND |
Jean-Louis LELOIR – AECM |
Doris NEUBERGER – University of Rostock, Germany |
Nivelin NOEV – EUROPEAN COMMISSION (tbc) |
Krzysztof PIETRASZKIEWICZ – PBA |
Pedro PISONERO PEREZ – CESGAR |
Pablo POMBO – REGAR |
Vasco RODRIGUES – Universidade Católica Portuguesa |
Bernhard SAGMEISTER – AECM |
Pramita Moni SENGUPTA – WORLD BANK GROUP |
Kristin SCHREIBER – EUROPEAN COMMISSION (tbc) |
Guy SELBHERR – VDB |
Jacek SZUGAJEW – BGK |
László TÓTH – AVHGA |
Nicolas TRITARIS – EBRD |
Organizers and Sponsor

AECM, European Association of Guarantee Institutions
AECM’s member organisations support SME access to finance
AECM’s member organisations support healthy SMEs with a sound business project, who would otherwise not be able to access loan finance due to a lack of collateral and own funds. By granting a guarantee, guarantee societies provide a substitute for the missing collateral and allow the credit institution to grant the loan by sharing in the default risk.
In this way, guarantee societies make a major contribution to economic growth, social cohesion and regional development in the European Union, since SMEs represent over 98% of all companies and provide a large part of GDP and employment.
AECM, as the European association of mutual guarantee societies, represents the interests of its members towards the European institutions and multilateral bodies, such as the OECD, the World Bank Group and the Bank of International settlement. AECM also acts as a platform for exchange between its members and provides technical information about the guarantee sector.

Bank Gospodarstwa Krajowego (BGK) is the State Development Bank of Poland with total assets exceeding 12 billion euro.
It was established in 1924 and reactivated during transformation process in 1989 as a bank servicing the public finance sector. Today, the government tasks the Bank with the operation of a number of special purpose funds and programmes (including the Program Supporting Entrepreneurship through Sureties and Guarantees in cooperation with crediting banks, the National Road Fund, National Housing Fund, Thermomodernisation and Renovation Fund and the Railway Fund). BGK is the leading guarantee institution in Poland.
Currently, BGK actively participates in the implementation of the state’s economic objectives. During the economic slowdown, it provides funding for infrastructure investments and thus supports growth of this sector of the economy. It is an important link in the provision of funding and support for areas that are important for the society, such as housing infrastructure, energy efficiency and public utilities. It supports Polish exporters by taking on part of the risk related to trading activities of Polish companies.
In collaboration with other financial institutions, BGK improves access to funding for businesses, which translates into lower unemployment and stronger GDP growth.
BGK manages several special purpose funds and a number of governmental programmes. Its mission is to support social and economic growth of Poland and the public finance sector in the performance of its tasks.