AECM, Asociación Europea de Instituciones de Garantía

AECM Annual Event 2018 in Warsaw

Noticias de nuestros miembro

30 June 2016

The European Investment Fund and Bpifrance have signed on February 1st a guarantee agreement – the first in France supported under the new Cultural and Creative Sectors Guarantee Facility from the EU’s Creative Europe programme.

13 March 2017

The European Union’s support allows Bpifrance to create a new financing product (Prêt Industries Créatives) which will target a portfolio of EUR 30 million of loans to companies over the next two years. More than 200 SMEs in the cultural and creative sectors (including film, theatre, video game production, music and performance, and editorial sectors) are expected to access this new programme which will be available in June this year. Read more

9 March 2017

Innovative entrepreneurs have received loans in the amount of PLN 457 m thanks to guarantees granted by Bank Gospodarstwa Krajowego (Poland). In the last year innovative entrepreneurs could receive free guarantees offered by BGK. More than PLN 250 m from the Guarantee Fund has enabled companies to raise financing from commercial banks in the amount of  PLN 457 m. PLN 250 m funding came from the  (untapped) funds from Innovative Economy Operational Programme. Read more


31 August 2017

 The European Investment Fund (EIF) and our Member Bank Gospodarstwa Krajowego (BGK) are doubling the size of their loans to Polish SMEs from PLN 1 billion to PLN 2 billion (ca. €500 million). The loans are expected to reach close to 10 600 small businesses and entrepreneurs across Poland. The agreement comes under the COSME programme, the European Commission’s programme for small and medium-sized enterprises (SMEs) and it is made possible by the support of the Investment Plan for Europe, or so-called “Juncker Plan”. Read more



Nuestros eventos selecionados

28/29  September 2017

XXII Ibero-American Forum in Bogotá / Colombia 

Registration for the XXII Ibero-American Forum on Guarantee Systems and Financing for SMEs to be held in Bogotá / Colombia from 28 to 29 September 2017 are open.
 There will be simultaneous translations in English, Spanish and Portuguese and no registration fee is charged.

Read more

 28/29  September 2017

16th International Conference on Credit Risk Evaluation Designed for Institutional Targeting in finance.

The co-sponsors of the Conference are GRETA Associati (Venice, Italy), the European Investment Fund (Luxembourg) and Intesa Sanpaolo (Milan, Italy). The Conference is organised under the auspices of the Department of Economics of the University Ca’ Foscari of Venice, ABI – Italian Banking Association and European Investment Bank.

Read more

10 October 2017 

Conference-debate on financing the transfer of family businesses, Paris

The Centre des Professions Financières and the Club des Marchés Financiers organize a conference-debate on the financing of family businesses, where our Secretary General Katrin Sturm and our member from SIAGI Michel Cottet will be among the speakers

Read more

11/12 October 2017
1st Agri Innovation Summit in Lisbon

The 1st edition of the Agri Innovation Summit, a European event to foster innovation and digitisation in agriculture and rural areas, will be held in Lisbon, Portugal, in October 2017. This is a joint initiative of a Portuguese consortium, the Portuguese Government, the EIP-Agri network and the European Network for Rural Development. 

Read more

2/3 November 2017

Global SME Finance Forum in Berlin

The two-day event comprising of senior executives from commercial banks, development finance institutions, fintech companies, as well as regulators will focus on balancing SME growth and security.

More info

22-24 November 2017

SME Assembly Estonia

The 2017 SME Assembly will take place in Tallinn, as the flagship event of the European SME Week

More info



La AECM cuenta con 42 organizaciones miembros activos en 26 Estados miembros de la UE, en Bosnia y Herzegovina, Serbia, Rusia y en Turquía.

Sus miembros son sociedades de garantía recíproca, otras sociedades privadas de garantía e instituciones públicas, tales como fondos de garantía y bancos de desarrollo con una división de garantía.

Tienen el objetivo común de otorgar garantías al crédito en beneficio de PYME que, aun disfrutando de una situación económica saneada, no cuentan con los avales necesarios para que los bancos les concedan financiación.

En 2013, las organizaciones miembros de la AECM disponían de un volumen total de garantías en cartera de más que 76.000 millones de euros y concedieron nuevas garantías por un total de más que 25.000 millones de euros.

Continuar leyendo

Nuestros miembros

Todos los miembros


  • Working Group Statistics

    The next meeting  of the Working Group for Statistics and Studies  will take place after the Operational Training Session (OTS) in Athens, Greece, on Friday 6 October 2017 from 14.30 to 17.30. We will have the opportunity to introduce the latest Scoreboard figures of AECM for the first half year of 2017 and look into […]

  • El nuevo informe anual está en línea

    Anunciado y aprobado en la asamblea general de junio en Madrid, nuestro nuevo informe anual está disponible en línea en su nuevo aspecto grafico. Lees las iniciativas AECM del año pasado en las diversas áreas en las que la asociación está activa para apoyar a sus miembros y las PYMEs en Europa. Visita la pagina […]

  • The Statistical Scoreboard for H2-2016 is out!

    The new edition of the Statistical Scoreboard is out, presenting the data from the second semester of 2016. Download it from our Statistics section.