AECM, Association Européenne du Cautionnement

Actualités des membres

October 2017

Our Spanish member CESGAR has launched a new unified portal for all the mutual guarantee institutions in Spain, find out more about « Con Aval Sí ».

Visit the website

30 giugno 2016

The European Investment Fund and Bpifrance have signed on February 1st a guarantee agreement – the first in France supported under the new Cultural and Creative Sectors Guarantee Facility from the EU’s Creative Europe programme

13 marzo 2017

The European Union’s support allows Bpifrance to create a new financing product (Prêt Industries Créatives) which will target a portfolio of EUR 30 million of loans to companies over the next two years. More than 200 SMEs in the cultural and creative sectors (including film, theatre, video game production, music and performance, and editorial sectors) are expected to access this new programme which will be available in June this year. Read more

9 marzo 2017

Innovative entrepreneurs have received loans in the amount of PLN 457 m thanks to guarantees granted by Bank Gospodarstwa Krajowego (Poland). In the last year innovative entrepreneurs could receive free guarantees offered by BGK. More than PLN 250 m from the Guarantee Fund has enabled companies to raise financing from commercial banks in the amount of  PLN 457 m. PLN 250 m funding came from the  (untapped) funds from Innovative Economy Operational Programme. Read more

31 agosto 2017

 The European Investment Fund (EIF) and our Member Bank Gospodarstwa Krajowego (BGK) are doubling the size of their loans to Polish SMEs from PLN 1 billion to PLN 2 billion (ca. €500 million). The loans are expected to reach close to 10 600 small businesses and entrepreneurs across Poland. The agreement comes under the COSME programme, the European Commission’s programme for small and medium-sized enterprises (SMEs) and it is made possible by the support of the Investment Plan for Europe, or so-called « Juncker Plan ». Read more

Événements sélectionnés

5-6 June 2018 

Fourth annual EU conference on EAFRD financial instruments for agriculture and rural development in 2014-2020 in Sofia
More info

25- 26 October 2018

XXIII Foro Iberoamericano in Porto (Portugal) organized by SPGM and REGAR








L’AECM compte 42 organisations membres actifs pour 26 Etats membres de l’EU, ainsi qu’en Bosnie – Herzégovine, Serbie, Russie et Turquie. Ses membres sont soit des sociétés de cautionnement mutuel, soit d’autres sociétés de cautionnement du secteur privé ou des institutions publiques.
Elles ont en commun l’objectif d’octroyer des garanties de crédit au profit de PME dont la situation économique est ,saine, mais ne disposant pas des sûretés nécessaires aux banques pour accéder au crédit.
En 2013, les organisations membres de l’AECM disposaient d’un volume total de garanties en portefeuille de plus de € 76 milliards EUR et ont concédé un montant total de plus de 25 milliards EUR de cautions.

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Nos membres

Tous nos membres


  • Registration is open for this year’s edition of the AECM Annual Event, comprising the meeting of the General Assembly, the Annual […]

  • AECM will hold its next Operational Training Session in Sofia, Bulgaria, on 3 and 4 May 2018: the theme of discussion […]

  • Our OTS dedicated to “Individual vs Portfolio Guarantee” took place last week on 5 and 6 October 2017 in Athens, Greece, […]