Iapmei – Public Agency for SME and Innovation

Estrada do Paço do Lumiar
Campus do Lumiar, Ed. A
1649-038 Lisbon

+351 213 836000

IAPMEI is the main instrument under the Ministry of Economy for economic policies aimed a micro, SMEs of all sectors, with the exception of agriculture and tourism. Our mission is to promote the competitiveness and business growth through services to strengthen innovation, entrepreneurship and business investment.

We support SMEs in developing  their businesses through direct and personalized support to entrepreneurs and top managers deployment strategies for innovation, growth and internationalization,  and also in the training of their staff.  We encourage the development of entrepreneurial mindset in young people, as well as the creation of new knowledge based businesses with potential for innovation and growth.  We provide mentoring and financing solutions for startup and early stages. We grant investment incentives, through non-refundable and refundable schemes, for projects based on innovation, modernization, resource qualification and international roll-out strategies. We provide financing solutions adapted to the companies’ needs and we assist SMEs in their growth, transmission, and corporate turnarounds, thus supporting critical stages in their life cycle.

Year of creation
individual entities or association
Do you (your members) dispose of an internal rating/scoring system?No
Do you (your members) use..?
De minimis or GBER or Regional guidelines or Notification
Is the activity subject to state aid regulation?Yes
Other SME support instruments offered by your organisation/your members
Subsidized loans or Mezzanine financing or Venture capital or Coaching or Mediation services
Strctural Funds (Portugal 2020)
Are you/your members financial intermediary for EU-programmes?
CIP/COSME or Structural funds or Progress or RSI/RSFF Horizon 2020
Structural Funds, FEDER and others
Type of scheme
guarantee or counter-guarantee
Public Agency to SMEs Support
Product typology
guarantee or counter-guarantee or co-guarantee
Co-garantee, Public Agency for SME Support
Profit / Non-profit oriented
dividends to public shareholders are not considered as profit orientation
Non-profit oriented
Supervision statute
i.e. mono-product banking licenses, financial intermediary statute, non-supervised. For associations, please state statute of members
Financial intermediary statute
Size of businesses supported
i.e. large companies, SMEs, micro-enterprises, independent/self-employed
SMEs, Micro-enterprises, Independent/Self-employed
Sectorial focus
i.e. agriculture, industry, crafts, retail, liberal professions, cooperatives, etc.
SMEs from all sectors, except Tourism sector
Geographic coverage
i.e. local, regional, national
Structure / Network
i.e. central scheme with regional offices, central scheme only, association network
Central scheme with regional offices
Legal form
of members of an association: i.e. fund, development bank, development agency, cooperative or mutual societies, bank, foundation, association, limited company, etc.
State Agency
Legal form
of single guarantee entity or association: i.e. fund, development bank, development agency, cooperative or mutual societies, bank, foundation, association, limited company, etc.
State Agency
Shareholder structure
Private / Public (in %)
100% Public
i.e. fully mutual, funded by SMEs, banking associations, fully public, fully private, private-public, mixed models
Type of organization
National Promotional Bank (NPB), National Promotional Institution (NPI), Private, Mutual, Mixed