Européenne de Cautionnement
18 rue de Saint Pétersbourg
75008 Paris
France
+33 1 53 42 10 20
+33 1 42 93 54 28
contact@groupe-edc.net
https://www.eurocaution.net/
Européenne de Cautionnement (EDC) was created in 1928 by entrepreneurs.
Located in Paris, the EDC Group has 30 000 professional customers including Small Business’, SMEs, Large companies and merchants. The EDC Group helps them to find financial solutions allowing them to develop and to have an easier access to financial services.
| Year of creation individual entities or association | 1928 |
| Type of scheme guarantee or counter-guarantee | Guarantee and counterguarantee |
| Product typology guarantee or counter-guarantee or co-guarantee | Guarantee and counterguarantee |
| Ownership i.e. fully mutual, funded by SMEs, banking associations, fully public, fully private, private-public, mixed models | Fully Private |
| Shareholder structure Private / Public (in %) | 100/0 |
| Legal form of single guarantee entity or association: i.e. fund, development bank, development agency, cooperative or mutual societies, bank, foundation, association, limited company, etc. | Financial company |
| Structure / Network i.e. central scheme with regional offices, central scheme only, association network | Central scheme |
| Geographic coverage i.e. local, regional, national | National |
| Sectorial focus i.e. agriculture, industry, crafts, retail, liberal professions, cooperatives, etc. | Retail, liberal professions |
| Size of businesses supported i.e. large companies, SMEs, micro-enterprises, independent/self-employed | SMEs, Micro-enterprises |
| Supervision statute i.e. mono-product banking licenses, financial intermediary statute, non-supervised. For associations, please state statute of members | ACPR - Banque de France |
| Profit / Non-profit oriented dividends to public shareholders are not considered as profit orientation | Profit oriented |
| Do you benefit from a counter-guarantee at local, regional or national level? Local level or Regional level or National level | No |
| Are you/your members financial intermediary for EU-programmes? CIP/COSME or Structural funds or Progress or RSI/RSFF Horizon 2020 | No |
| Types of guarantee products provided by your organisation/your members | Loan default guarantees |
| Other SME support instruments offered by your organisation/your members Subsidized loans or Mezzanine financing or Venture capital or Coaching or Mediation services | Services |
| Is the activity subject to state aid regulation? | Yes |
| Do you (your members) use..? De minimis or GBER or Regional guidelines or Notification | No |
| Do you (your members) dispose of an internal rating/scoring system? | Yes |
| Do your guarantees provide deponderation (capital relief) for member banks subject to capital requirements (Basel agreement)? | Yes |
| Do you (your members) benefit of a public counter-guarantee that allows deponderation (capital relief)? | No |
