AECM, European Association of Guarantee Institutions

News from our members

SIAGI accelerates its digital transformation by introducing BIPE Rating in order to facilitate access to finance of micro enterprises
Paris, 21 June 2016 –
SIAGI, a guarantee society which offers financial guarantees to micro enterprises to facilitate obtaining a loan via all banking networks, decided to introduce BIPE Rating, a tool for evaluation and analysis of the financial strength of enterprises. Read more



Our Selected Events


The ESBG International Summer Forum Leveraging the SME Business in Málaga will take place on 15/16 September 2016. AECM’s Secretary General Katrin Sturm will be making a presentation during this event.  Read more

The Global SME Finance Forum 2016 will take place in Beijing / China from 19 to 21 September 2016 Read more


The 15th International Conference on Credit Risk Evaluation Designed for Institutional Targeting in finance will take place in Venice / Italy on 6 to 7 October 2016. The objective of the Conference is to bring together academics, practitioners and PhD students working in the area of risk management. Read more

BancoEstado, administrator of the Chilean Fund of State Guarantee for Small Enterprises (FOGAPE) and the Ibero-American Guarantee Network (REGAR) are organizing the XXI Ibero-American Forum on Guarantee Systems and Financing for MSMEs. The event will take place on the 20th and 21st October 2016 in Chile’s capital Santiago and will focus on “Guarantee systems, access to financing MSMEs and Basel”. Read more


The European Economic and Social Committee, the International Confederation of Popular Banks, the European Association of Co-operative Banks, the UNICO Banking Group, and the European Association of Craft, Small and Medium-Sized Enterprises will organize the conference “Co-operative Banks and innovation in SME Financing” in Brussels on 9th November 2016. Read more







Our Mission

AECM has 41 member organisations operating in 21 EU countries, Bosnia and Herzegovina, Russia, Serbia and Turkey. Its members are mutual, private sector guarantee schemes as well as public institutions, which are either guarantee funds or Development banks with a guarantee division. They all have in common the mission of providing loan guarantees for SMEs who have an economically sound project but cannot provide sufficient bankable collateral.

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Our Members

All AECM Members