AECM, European Association of Guarantee Institutions

AECM upcoming events

5 December 2019
Meeting of the AECM Working Group Statistics and Impact
Brussels, Belgium

13 January 2020
Meeting of the Technical Group of users of Financial Instruments
Brussels, Belgium

22 – 25 April 2020
AECM Annual Event
Dubrovnik, Croatia

28 – 29 May 2020
Operational Training Session (OTS)  
“Prediction of default: risk assessment and rating”
Helsinki, Finland

Selected events

14 January 2020
Whole-day Workshop of the European Commission “InnovFin SMEG stakeholder event”
Brussels, Belgium

1 – 2  April 2020

16th INSME Annual Meeting
Organised by the International Network for SMEs in collaboration with the OECD
Paris, France

17 – 18 September 2020
Morelia, Mexico

15 – 16 November 2020

SME Assembly 2020
Berlin, Germany




AECM has currently 48 member organizations operating in 29 EU countries, Azerbaijan, Bosnia and Herzegovina, Serbia, Russia and Turkey. Its members are mutual, private sector guarantee schemes as well as public institutions, which are either guarantee funds or Development banks with a guarantee division. They all have in common the mission of providing loan guarantees for SMEs who have an economically sound project but cannot provide sufficient bankable collateral. In 2018, AECM member organizations had a total guarantee volume in portfolio of 125.1 bn. EUR, issued a total volume of over  45.3 bn. EUR of new guarantees and supported 3.1 million SMEs.


Our members

The AECM members