Njazi Alishani Street, no. 5
10,000 Pristina

+383 38 225 600


The Kosovo Credit Guarantee Fund (KCGF) is a local, independent, sustainable credit guarantee facility, usually issuing portfolio loan guarantees to financial institutions to cover up to 50% of the risk for loans to micro, small, and medium enterprises (MSMEs). Whereas, for some segments of the market if needed, the guarantee coverage might be up to 80%.

The KCGF was established in January 2016 under the Law on the Establishment of the Kosovo Credit Guarantee Fund. The aim of the KCGF is to support the private sector in Kosovo by increased access to finance for MSMEs, thereby creating jobs, increasing local production, improving the trade balance and enhancing opportunities for underserved economic sectors.

As of end-2021, KCGF had an outstanding guarantee volume of more than mEUR 126. It supported a total of almost 7,800 small and medium-sized companies.

AECM accession year2018
Legal formIndependent Legal Entity
Geographical and sectoral coverageNational
All sectors
ProductsLoan guarantees, leasing guarantees
Counter-guaranteeNational and EU counter-guarantee

Pristina/Brussels, 24th November 2022