Malta Development Bank

Pope Pius V Street
Il-Belt Valletta
Malta

+356 2226 1700
info@mdb.org.mt
https://mdb.org.mt/en/Pages/default.aspx

Year of creation
individual entities or association
2017
Are you/your members financial intermediary for EU-programmes?
CIP/COSME or Structural funds or Progress or RSI/RSFF Horizon 2020
Cip/COSME counter guarantee for SME guarantee schemes, Structural Funds - ESF Operational Programme II, Progress - Launched in October 2019 with very positive market response
Do you (your members) benefit of a public counter-guarantee that allows deponderation (capital relief)?Yes
Do your guarantees provide deponderation (capital relief) for member banks subject to capital requirements (Basel agreement)?Yes
Do you (your members) dispose of an internal rating/scoring system?Yes
Do you (your members) use..?
De minimis or GBER or Regional guidelines or Notification
De minimis, GBER, Regional guidelines and Notification
Is the activity subject to state aid regulation?Yes
Other SME support instruments offered by your organisation/your members
Subsidized loans or Mezzanine financing or Venture capital or Coaching or Mediation services
Subsidized loans, Co-financing in conjunction with banks
Types of guarantee products provided by your organisation/your membersIndividual and portfolio Loan default guarantees, Project guarantees, Bridge financing loans, Student loan guarantees
Do you benefit from a counter-guarantee at local, regional or national level?
Local level or Regional level or National level
National level - Ministry of Finance
Type of organization
National Promotional Bank (NPB), National Promotional Institution (NPI), Private, Mutual, Mixed
NPI (fully public)
Profit / Non-profit oriented
dividends to public shareholders are not considered as profit orientation
Non-profit oriented
Supervision statute
i.e. mono-product banking licenses, financial intermediary statute, non-supervised. For associations, please state statute of members
Supervised under ad hoc national legislation (exempted from CRR/CRD)
Size of businesses supported
i.e. large companies, SMEs, micro-enterprises, independent/self-employed
Micro, SMEs, mid-caps, public sector entities
Sectorial focus
i.e. agriculture, industry, crafts, retail, liberal professions, cooperatives, etc.
Industry, social infrastructure
Geographic coverage
i.e. local, regional, national
National
Structure / Network
i.e. central scheme with regional offices, central scheme only, association network
Central Scheme only
Legal form
of single guarantee entity or association: i.e. fund, development bank, development agency, cooperative or mutual societies, bank, foundation, association, limited company, etc.
Development bank set up by Malta Development Bank Act 2017
Shareholder structure
Private / Public (in %)
0 / 100
Ownership
i.e. fully mutual, funded by SMEs, banking associations, fully public, fully private, private-public, mixed models
Fully public
Product typology
guarantee or counter-guarantee or co-guarantee
Guarantee
Type of scheme
guarantee or counter-guarantee
Gurantee