Falkensteinstrasse 54
Postfach 9006
St. Gallen

058 255 05 50


Switzerland’s four guarantee cooperatives, associated under the Network of Swiss Guarantee Institutions (NSGI), support small and medium-sized enterprises (SME) with start-up, investments and succession planning. As reliable partners, they facilitate their access to financing by guaranteeing bank loans of up to mCHF 1. In this way, they help SMEs to obtain the loans they need.

The four guarantee cooperatives are the only ones officially recognised by the State Secretariat for Economic Affairs (SECO). The federal government covers part of the administrative costs and bears up to 65% of the guarantee cooperatives’ losses in the event of a default.

The four guarantee cooperatives are represented regionally by Cautionnement romand, BG Mitte, BG OST-SÜD, and BG SAFFA, which operates throughout Switzerland and focuses on women entrepreneurs.

Bürgschafts-Support AG (BGS), owned by the four guarantee organisations, provides the technical support necessary for the Swiss guarantee system.

As of end-2021, NSGI had an outstanding guarantee volume of almost bEUR 12.3 and supported around 117,800 SMEs.

AECM accession year2021
Legal formNetwork
Geographical and sectoral coverageNational
All sectors
ProductsLoan guarantees, Mezzanine financing guarantees, Project guarantees, Advisory services

Basel/Burgdorf/Lausanne/St. Gallen/Brussels, 3rd January 2023