The Network of Swiss Guarantee Institutions
Falkensteinstrasse 54
Postfach
9006 St. Gallen
Switzerland
058 255 05 50
info@bgsag.ch
http://www.kmu-buergschaften.ch
(1) BG OST-SÜD
(2) BG Mitte
(3) Bürgschaft Westschweiz
(4) BG SAFFA
| Year of creation individual entities or association | Network since 2007 |
| Type of organization National Promotional Bank (NPB), National Promotional Institution (NPI), Private, Mutual, Mixed | Members / Mixed |
| Type of scheme guarantee or counter-guarantee | Counter-Guarantee |
| Ownership i.e. fully mutual, funded by SMEs, banking associations, fully public, fully private, private-public, mixed models | Association network |
| Structure / Network i.e. central scheme with regional offices, central scheme only, association network | Association network |
| Geographic coverage i.e. local, regional, national | 3 members regional, 1 member national |
| Sectorial focus i.e. agriculture, industry, crafts, retail, liberal professions, cooperatives, etc. | No specific focus |
| Size of businesses supported i.e. large companies, SMEs, micro-enterprises, independent/self-employed | All |
| Supervision statute i.e. mono-product banking licenses, financial intermediary statute, non-supervised. For associations, please state statute of members | Supervised by the State Secretariat for Economic Affairs (SECO) |
| Profit / Non-profit oriented dividends to public shareholders are not considered as profit orientation | Non-profit oriented |
| Do you benefit from a counter-guarantee at local, regional or national level? Local level or Regional level or National level | Individual approach: Yes / Delegation to banks: No |
| Are you/your members financial intermediary for EU-programmes? CIP/COSME or Structural funds or Progress or RSI/RSFF Horizon 2020 | No |
| Types of guarantee products provided by your organisation/your members | Loan default guarantees; Working capital loan guarantees; Bridge financing loan guarantees; Mezzanine financing guarantees; Project guarantees |
| Other SME support instruments offered by your organisation/your members Subsidized loans or Mezzanine financing or Venture capital or Coaching or Mediation services | Coaching |
| Is the activity subject to state aid regulation? | Yes |
| Do you (your members) use..? De minimis or GBER or Regional guidelines or Notification | Yes |
| Do you (your members) dispose of an internal rating/scoring system? | Yes |
| Do your guarantees provide deponderation (capital relief) for member banks subject to capital requirements (Basel agreement)? | Yes |
