The Network of Swiss Guarantee Institutions

Falkensteinstrasse 54
9006 St. Gallen


058 255 05 50

(2) BG Mitte
(3) Bürgschaft Westschweiz

Year of creation
individual entities or association
Network since 2007
Type of organization
National Promotional Bank (NPB), National Promotional Institution (NPI), Private, Mutual, Mixed
Members / Mixed
Type of scheme
guarantee or counter-guarantee
i.e. fully mutual, funded by SMEs, banking associations, fully public, fully private, private-public, mixed models
Association network
Structure / Network
i.e. central scheme with regional offices, central scheme only, association network
Association network
Geographic coverage
i.e. local, regional, national
3 members regional, 1 member national
Sectorial focus
i.e. agriculture, industry, crafts, retail, liberal professions, cooperatives, etc.
No specific focus
Size of businesses supported
i.e. large companies, SMEs, micro-enterprises, independent/self-employed
Supervision statute
i.e. mono-product banking licenses, financial intermediary statute, non-supervised. For associations, please state statute of members
Supervised by the State Secretariat for Economic Affairs (SECO)
Profit / Non-profit oriented
dividends to public shareholders are not considered as profit orientation
Non-profit oriented
Do you benefit from a counter-guarantee at local, regional or national level?
Local level or Regional level or National level
Individual approach: Yes / Delegation to banks: No
Are you/your members financial intermediary for EU-programmes?
CIP/COSME or Structural funds or Progress or RSI/RSFF Horizon 2020
Types of guarantee products provided by your organisation/your membersLoan default guarantees; Working capital loan guarantees; Bridge financing loan guarantees; Mezzanine financing guarantees; Project guarantees
Other SME support instruments offered by your organisation/your members
Subsidized loans or Mezzanine financing or Venture capital or Coaching or Mediation services
Is the activity subject to state aid regulation?Yes
Do you (your members) use..?
De minimis or GBER or Regional guidelines or Notification
Do you (your members) dispose of an internal rating/scoring system?Yes
Do your guarantees provide deponderation (capital relief) for member banks subject to capital requirements (Basel agreement)?Yes