Verband Deutscher Bürgschaftsbanken

Schützenstr. 6a
10117 Berlin
Germany

+49 30 26396540
+49 30 263965420
geschaeftsstelle@vdb-info.de
http://www.vdb-info.de

The association of German guarantee banks (Verband Deutscher Bürgschaftsbanken, VDB) represents 17 guarantee banks (Bürgschaftsbanken) and 15 SME-oriented investment companies (Mittelständische Beteiligungsgesellschaften or MBGs) in Germany. We represent their interests (in case of the MBGs together with the association of private equity and venture capital companies (Bundesverband Deutscher Kapitalbeteiligungsgesellschaften, BVK)) towards government, politicians, industry and the general public.

Guarantee banks are not profit-oriented. They support SMEs as well as start-ups in their respective federal state. SME-oriented investment companies work closely with the guarantee banks. In their position as regional societies they support commercial SMEs in their respective federal state.

 

Year of creation
individual entities or association
1990
Type of scheme
guarantee or counter-guarantee
Guarantee
Product typology
guarantee or counter-guarantee or co-guarantee
We are an association. Our members grant guarantees
Ownership
i.e. fully mutual, funded by SMEs, banking associations, fully public, fully private, private-public, mixed models
Fully private
Shareholder structure
Private / Public (in %)
100% private
Legal form
of single guarantee entity or association: i.e. fund, development bank, development agency, cooperative or mutual societies, bank, foundation, association, limited company, etc.
Registered association
Legal form
of members of an association: i.e. fund, development bank, development agency, cooperative or mutual societies, bank, foundation, association, limited company, etc.
Limited companies (GmbH)
Structure / Network
i.e. central scheme with regional offices, central scheme only, association network
Legally and economically independent Guarantee Banks in each federal state (Bundesland)
Geographic coverage
i.e. local, regional, national
VDB covers the national level whereas each Guarantee Bank covers only its federal state
Sectorial focus
i.e. agriculture, industry, crafts, retail, liberal professions, cooperatives, etc.
Agriculture, Industry, Crafts, Retail, Liberal professions, Cooperatives
Size of businesses supported
i.e. large companies, SMEs, micro-enterprises, independent/self-employed
SMEs, Micro-enterprises, Independent/Self-employed
Supervision statute
i.e. mono-product banking licenses, financial intermediary statute, non-supervised. For associations, please state statute of members
Specific banking license limited to guarantee activities
Profit / Non-profit oriented
dividends to public shareholders are not considered as profit orientation
Non-profit oriented
Do you benefit from a counter-guarantee at local, regional or national level?
Local level or Regional level or National level
Regional and National level - Federal Republic of Germany and Federal States
Are you/your members financial intermediary for EU-programmes?
CIP/COSME or Structural funds or Progress or RSI/RSFF Horizon 2020
CIP/COSME and RSI/RSFF Horizon 2020; Innovfin: only one member
Types of guarantee products provided by your organisation/your membersloan default guarantees, Mezzanine financing guarantees, Leasing guarantees and specialised programmes for energy contracting and agriculture guarantees
Other SME support instruments offered by your organisation/your members
Subsidized loans or Mezzanine financing or Venture capital or Coaching or Mediation services
Subsidised loans, Mezzanine financing
Is the activity subject to state aid regulation?Yes
Do you (your members) use..?
De minimis or GBER or Regional guidelines or Notification
De minimis, GBER and Notification
Do you (your members) dispose of an internal rating/scoring system?Yes
Do your guarantees provide deponderation (capital relief) for member banks subject to capital requirements (Basel agreement)?Yes
Do you (your members) benefit of a public counter-guarantee that allows deponderation (capital relief)?Yes

Downloads

STATISTICS 2015
application/pdf | 158,27 KB
BROCHURE 25 years VDB
application/pdf | 2,1 MB