Founded in 1968 by and for entrepreneurs, SOCAMA is a mutual guarantee society that guarantees professional loans for customers of the Banque Populaire. SOCAMA supports entrepreneurs in achieving their creative, development and recovery projects. Serving professionals as its core business, the 13 regional SOCAMAs united under the national federation are managed by trade experts who […]
PMV-Standaardwaarborgen is the public regional promotional institution for the Belgian region of Flanders. It was founded in 2004 as Waarborgbeheer and it provides – within the PMV Group – financial support to SMEs through the issuance of portfolio credit guarantees for viable projects and investments. In addition, it offers guarantees on quasi-equity as well as […]
The Brussels Guarantee Fund (Fonds Bruxellois de Garantie/Brussels Waarborgfonds) is a regional guarantee scheme covering the Brussels Capital Region in Belgium. Its aim is to improve Brussels SMEs’ access to finance. It was founded in 1999 and the majority of shares are held by the region. As of end-2021, the Brussels Guarantee Fund had an […]
Bpifrance is the public bank for investment in France, created by the law of December 31st, 2012 and stemming from the merger of OSEO, FSI (strategic fund of investment), CDC Entreprises and FSI Regions. Its two shareholders are the French State and the state bank Caisse des Dépôts. In order to serve the future, Bpifrance’s […]
The association of German guarantee banks (Verband Deutscher Bürgschaftsbanken, VDB) represents 17 guarantee banks and 15 SME-oriented investment companies in Germany. It was founded in 1990 and represents the interests of guarantee banks towards government, politicians, industry and the general public with offices in Berlin and Brussels. What are guarantee banks and what do they […]
The National Guarantee Fund (NGF) is a subsidiary of the 100% state owned Bulgarian Development Bank (BDB). It issues guarantees for bank loans to the non-financial sector. Its focus is to support small and medium-sized enterprises. As of end-2021, NGF had an outstanding guarantee volume of mEUR 132.8 and supported a total of 2,500 small […]
WE is the public regional promotional institution for the Belgian region of Wallonia. It was founded in 2002 under the name of SOWALFIN. In 2023, it changed the name to WE – Wallonie Entreprendre and merger with two other Walloon NPIs. WE provides financial and non-financial services to SMEs. One of the financial solutions proposed […]
NÖBEG (Guarantee and Participations Company of Lower Austria) is a bank with a private-public shareholder structure that has the task to promote SMEs in the Austrian region Lower Austria. For this purpose, NÖBEG offers financial instruments in the form of guarantees for bank loans and silent participations. Both products can effort the following purposes: investment […]
Austria Wirtschaftsservice Gesellschaft mbH (aws) is the Austrian federal promotional institution. It assists companies (mainly SMEs and Start-ups) in their implementation of innovative or growth-oriented projects by issuing individual guarantees, granting loans and awarding grants. In addition, aws provides among others, leasing guarantees, advisory services as well as equity and quasi-equity products. aws was founded […]
Estonian Business and Innovation Agency (EIS) was established in 2022 following the merger of KredEx and Enterprise Estonia (EAS). KredEx was a foundation set up by the Estonian Ministry of Economic Affairs and Communications in 2001 with the aim of providing financial solutions based on the best practices in the world. As of end-2021, KredEx […]
