ALTUM is the state-owned development finance institution of Latvia, offering state aid for various target groups with the help of financial tools (such as credit guarantees, loans, investing in venture capital funds, etc.). ALTUM develops and implements state aid programmes to compensate for the market’s shortcomings that cannot be solved by private financial institutions. Its […]
The Croatian Agency for SMEs, Innovations and Investments (HAMAG-BICRO) was founded in 1994 to support the development of SMEs, innovation process and investments. The agency’s activities are within the competence of the Ministry of Economy and Sustainable Development. Since its creation, HAMAG-BICRO has been committed to growth and development of SMEs and crafts in Croatia […]
ISMEA (Istituto di Servizi per il Mercato Agricolo Alimentare) is an economic public body established by the merger of the Istituto per Studi, Ricerche e Informazioni sul Mercato Agricolo and the Cassa per la Formazione della Proprietà Contadina. As part of its institutional functions, ISMEA carries out information, insurance and financial services and establishes forms […]
The Hellenic Development Bank (HDB) is the only 100% state owned financial intermediary in Greece, which is functioning in reciprocity with the Greek banking sector. HDB is the reference institution for the provision of supplementary funding for the Greek market, and as such, a growth model for the Greek economy. HDB’s vision is to be […]
SIAGI was founded in 1966 by the Chambers of Trade to facilitate access to credit for craft enterprises. Since then, its activities have been extended to other sectors known as “local activities”. The SIAGI has two activities: project appraisal and the granting of guarantees This consists of analysing the projects sent to it either by […]
Founded in 1968 by and for entrepreneurs, SOCAMA is a mutual guarantee society that guarantees professional loans for customers of the Banque Populaire. SOCAMA supports entrepreneurs in achieving their creative, development and recovery projects. Serving professionals as its core business, the 13 regional SOCAMAs united under the national federation are managed by trade experts who […]
PMV-Standaardwaarborgen is the public regional promotional institution for the Belgian region of Flanders. It was founded in 2004 as Waarborgbeheer and it provides – within the PMV Group – financial support to SMEs through the issuance of portfolio credit guarantees for viable projects and investments. In addition, it offers guarantees on quasi-equity as well as […]
The Brussels Guarantee Fund (Fonds Bruxellois de Garantie/Brussels Waarborgfonds) is a regional guarantee scheme covering the Brussels Capital Region in Belgium. Its aim is to improve Brussels SMEs’ access to finance. It was founded in 1999 and the majority of shares are held by the region. As of end-2021, the Brussels Guarantee Fund had an […]
Bpifrance is the public bank for investment in France, created by the law of December 31st, 2012 and stemming from the merger of OSEO, FSI (strategic fund of investment), CDC Entreprises and FSI Regions. Its two shareholders are the French State and the state bank Caisse des Dépôts. In order to serve the future, Bpifrance’s […]
The association of German guarantee banks (Verband Deutscher Bürgschaftsbanken, VDB) represents 17 guarantee banks and 15 SME-oriented investment companies in Germany. It was founded in 1990 and represents the interests of guarantee banks towards government, politicians, industry and the general public with offices in Berlin and Brussels. What are guarantee banks and what do they […]
