Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)
What is CGTMSE
The Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) was established by the Ministry of Micro, Small and Medium Enterprises (MSME), Government of India, and the Small Industries Development Bank of India (SIDBI).
CGTMSE facilitates access to finance for micro and small enterprises by providing credit guarantees to eligible lending institutions. Through its guarantee schemes, the institution supports entrepreneurship, promotes financial inclusion, and contributes to the development and competitiveness of the MSME sector in India.
CGTMSE works with banks and financial institutions across the country to encourage collateral-free lending and strengthen the overall credit ecosystem for small businesses.
Mission
The mission of CGTMSE is to enhance credit flow to micro and small enterprises by reducing the risks faced by lending institutions and supporting sustainable economic growth through inclusive financing solutions.
CGTMSE aims to:
- improve access to finance for micro and small enterprises
- encourage entrepreneurship and innovation
- support collateral-free lending
- strengthen financial inclusion across regions and sectors
- contribute to employment generation and economic development
Contact
Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE)
1st Floor, SIDBI Swavalamban Bhavan
Avenue 3, Lane 2, G-Block
Bandra-Kurla Complex, Bandra (East)
Mumbai – 400051
India
Email: info@cgtmse.in
Website: https://www.cgtmse.in/
Toll Free: 1800 222 659
