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AECM, European Association of Guarantee Institutions

AECM upcoming events

22 – 25 September 2021
AECM Annual Event
Vienna, Austria

June 2022
AECM Annual Event
Dubrovnik, Croatia

Selected events


AECM has currently 48 member organizations operating in 30 EU countries, Azerbaijan, Bosnia and Herzegovina, Kosovo, Serbia, Russia and Turkey. Its members are mutual, private sector guarantee schemes as well as public institutions, which are either guarantee funds or Development banks with a guarantee division. They all have in common the mission of providing loan guarantees for SMEs who have an economically sound project but cannot provide sufficient bankable collateral. In 2018, AECM member organizations had a total guarantee volume in portfolio of 125.1 bn. EUR, issued a total volume of over  45.3 bn. EUR of new guarantees and supported 3.1 million SMEs.

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Our members

The AECM members