• The new brochure on (innovative) products and services (beyond standard debt guarantees is out now

AECM, European Association of Guarantee Institutions

Upcoming events

21 February 2023
Webinar “InnoRate – a European technology assessment tool”


11-12 May 2023
OTS “The guarantee sector and the sustainable transition”
Dublin, Ireland

15-17 June 2023
AECM Annual Event “The regulatory framework of SMEs: how close are we to the red line of red tape?”
Athens, Greece

Selected events

August 2023
35th ACSIC conference

02 October 2023
Global SME Finance Forum 2023 “Ecosystem Building and the Future of SME Finance
India TBC


AECM has currently 47 member organisations operating in Europe. Its members are mutual, private sector guarantee schemes as well as public institutions, which are either guarantee funds or Development banks with a guarantee division. They all have in common the mission of providing loan guarantees for SMEs who have an economically sound project but cannot provide sufficient bankable collateral. In 2021, AECM member organisations had a total guarantee volume in portfolio of 312 bn. EUR, issued a total volume of  90 bn. EUR of new guarantees during 2021 and supported 5.9 million SMEs.

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Our members

The AECM members