• The new brochure on (innovative) products and services (beyond standard debt guarantees is out now

AECM, European Association of Guarantee Institutions

Upcoming events

06 December 2022
AECM State aid expert exchange
Brussels, Belgium

12 December 2022
AECM working group communication and marketing
Berlin, Germany

Selected events

28 – 30 November 2022 SME Assembly “Europe’s enterprises of tomorrow: Sustainable. Resilient. Digital.” Prague, Czechia and online SME Assembly 2022

02 – 04 October 2023 Global SME Finance Forum 2023 on digital ecosystem and its impact on the future of SME finance


AECM has currently 47 member organisations operating in Europe. Its members are mutual, private sector guarantee schemes as well as public institutions, which are either guarantee funds or Development banks with a guarantee division. They all have in common the mission of providing loan guarantees for SMEs who have an economically sound project but cannot provide sufficient bankable collateral. In 2021, AECM member organisations had a total guarantee volume in portfolio of 312 bn. EUR, issued a total volume of  90 bn. EUR of new guarantees during 2021 and supported 5.9 million SMEs.

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Our members

The AECM members