We empower
growth in Europe.
Guarantee institutions help small and medium-sized enterprises access financing by reducing lending risk for banks.
SKIP INTRO
AECM Guarantors Europe represents 51 institutions providing over €200bn in guarantees to SMEs. AECM provides expertise, data and insights for members, EU policymakers and the wider SME finance ecosystem.
SKIP INTRO
We empower growth in Europe.
impact in numbers
Guarantee institutions are a cornerstone of SME finance in Europe
Across Europe, guarantee institutions help businesses access the financing they need to start, grow and innovate. They strengthen lending ecosystems and support economic resilience across regions and sectors.
6 million SMEs supported
€200 billion in guaranteed loans
51 AECM members across Europe
Representing over 170 guarantee institutions
about
A European network strengthening SME finance
Our Role
AECM Guarantors Europe brings together guarantee institutions from across Europe and beyond.
We represent their interests in European policy discussions, connect expertise across the network and provide data and insights on SME finance.
By facilitating collaboration and knowledge exchange, we help strengthen the guarantee ecosystem.
Why It Matters
Guarantees play a crucial role in enabling SMEs to access financing when collateral or risk appetite would otherwise limit lending.
By supporting guarantee institutions, we help create opportunities for entrepreneurs to start businesses, invest, innovate and grow.
A strong guarantee ecosystem contributes to economic resilience, job creation and sustainable growth across Europe.
Governance
The General Assembly brings together all member institutions and defines the strategic direction of the association.
The elected Board of Directors provides leadership and oversight, while the Secretariat coordinates policy engagement, events and member services.
contact
Let’s connect
CONTACT THE SECRETARIAT
AECM
AVENUE D’AUDERGHEM 22-28, BOÎTE 10
1040 BRUSSELS
BELGIUM
| INFO@AECM.EU | |
| PHONE | +32 2 640 51 77 |
Have a question, want to collaborate, or interested in our work? The Secretariat of the AECM Guarantors Europe is here to help. Whether you are a member institution, policymaker, researcher or partner organisation — feel free to get in touch.
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