Reports & Studies

2024

AECM Annual Activity Report 2023
LINK
AECM members’ support programs beyond standard debt guarantees – update
LINK
AECM Guarantee Activity Survey 2023/2024
PDF

2023

Guarantee Institutions Promoters of the Sustainable Transition
LINK
AECM Annual Activity Report 2022
PDF
Statistical Yearbook 2022
PDF
AECM brochure
PDF
OECD on SME policy responses to the 2022/2023 energy crisis
PDF
AECM brochure on Ukraine measures
PDF
AECM Guarantee Activity Survey 2022/2023
PDF

2022

Statistical Yearbook 2021
PDF
AECM members’ support programmes beyond standard debt guarantees
PDF
AECM Annual Activity Report 2021
PDF
AECM covid brochure – Update February 2022
PDF

2021

Statistical Yearbook 2020
PDF
AECM brochure on advantages of financial instruments in form of guarantees
PDF
Summary of the PwC impact study on German guarantee banks
PDF (EN)
PDF (DE)
OECD An in-depth analysis of one year of SME and entrepreneurship policy responses to COVID-19
PDF
AECM survey on indicators of viability and on best practice restructuring measures
PDF
OECD An in-depth analysis of one year of SME and entrepreneurship policy responses to COVID-19
PDF
AECM survey on indicators of viability and on best practice restructuring measures
PDF
AECM Annual Activity Report 2020
PDF

2020

Statistical Yearbook 2019
PDF
AECM Annual Activity Report 2019
PDF
Financing SMEs and Entrepreneurs 2020: An OECD Scoreboard
PDF
AECM SCOREBOARD H1 2020
PDF
Comparative Study AECM-REGAR Guarantee Activity Survey
PDF
OECD Report: SME Policy responses to COV-19 outbreak
Updated on 15th July
PDF

2019

Statistical Yearbook 2018
PDF
AECM Scoreboard H1 2019
PDF
SME guarantee activities since the financial crisis
PDF
Best Practice Guarantee Projects
PDF
Annual Activity Report 2018
PDF
VIII Informe “La Financiación de la PYME en España. Resultados año 2018”
(VIII Report: Financing SMEs in Spain. Results of 2018″)
PDF

2018

SBA Lender Benchmarking Study – Coleman Publishing
PDF
REGAR: Statistics of the year 2017 of the Ibero-American guarantee systems and the evolution of 2008-2017 by countries
PDF
Annual Activity Report 2017
PDF
AECM Scoreboard H1 2018
PDF
June 2018
Conceptual Framework for information on the outreach, additionality and financial sustainability of Public Credit Guarantee Schemes (CGSs)
A joint study REGAR, AECM and ALIDE
PDF
June 2018 
The economic and fiscal benefits of guarantee banks in Germany
– Peter Hennecke
– Doris Neuberger
– Dirk Ulbricht
LINK
January 2018
OPINION – European Committee of the Regions
The Future of the COSME Programme beyond 2020: regional and local perspective
Rapporteur: Robert Negoiță
LINK

2017

October 2017
OPINION – European Economic and Social Committee
The potential of small family and traditional businesses to boost development and economic growth in the regions (own-initiative opinion)
Rapporteur: Dimitris DIMITRIADIS
PDF
July 2017
OPINION – European Economic and Social Committee
Improving the effectiveness of EU policies for SMEs
Rapporteur: Milena ANGELOVA
PDF
European SME Action Programme 2017
PDF one pager / PDF full document
AECM Brochure 25 years 2017
PDF
Activity Report 2016
PDF
April 2017
AECM member information overview 2016
Excel

2016 and previous years

June 2016
Activity Report 2015
PDF
July 2016
Special Report on Implementing the EU Budget through Financial Instruments (Executive Summary)
PDF
November 2015
SME Investment and Innovation Report. France, Germany, Italy and Spain
PDF
June 2015
Activity Report 2014
PDF
2013
FAO study on credit guarantee schemes in agriculture
PDF
September 2012
Pricing Survey – Members’ description (available in print ENG)
PDF
September 2012
Pricing Survey – Global results (available in print ENG)
PDF
September 2012
AECM brochure on 20 years of facilitating growth
PDF
2012
SMEs’ Credit Guarantee Schemes in Developing and Emerging Economies. Reflections, Setting-up Principles, Quality Standards (ENG)
PDF
2012
SMEs’ Credit Guarantee Schemes in Developing and Emerging Economies. Reflections, Setting-up Principles, Quality Standards (FR)
PDF
August 2010
Guarantees and the recovery: The impact of anti-crisis guarantee measures (available in print ENG/FRA/ITA)
PDF
June 2010
Inmit Study on the macroeconomic benefits of the German Guarantee Banks
PDF
May 2010
Reinforcing SME own funds: Mezzanine Finance and guarantee solutions
PDF
August 2009
Fighting the financial crisis: Measures undertaken by AECM member organisations (available in print FRA)
PDF