Reports & Studies
2025
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AECM brochure – Updated |
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AECM Statistical Yearbook 2024 |
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AECM Annual Activity Report 2024 |
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AECM Guarantee Activity Survey 2024/2025 |
2024
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AECM brochure – Updated |
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AECM Statistical Yearbook 2023 |
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EIB Group support for EU businesses: Evidence of impact in addressing market failures |
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AECM Annual Activity Report 2023 |
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AECM members’ support programs beyond standard debt guarantees – update |
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AECM Guarantee Activity Survey 2023/2024 |
2023
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Guarantee Institutions Promoters of the Sustainable Transition |
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AECM Annual Activity Report 2022 |
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AECM Statistical Yearbook 2022 |
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AECM brochure |
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OECD on SME policy responses to the 2022/2023 energy crisis |
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AECM brochure on Ukraine measures |
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AECM Guarantee Activity Survey 2022/2023 |
2022
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AECM Statistical Yearbook 2021 |
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AECM members’ support programmes beyond standard debt guarantees |
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AECM Annual Activity Report 2021 |
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AECM covid brochure – Update February 2022 |
2021
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AECM Statistical Yearbook 2020 |
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AECM brochure on advantages of financial instruments in form of guarantees |
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Summary of the PwC impact study on German guarantee banks PDF (EN) PDF (DE) |
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OECD An in-depth analysis of one year of SME and entrepreneurship policy responses to COVID-19 |
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AECM survey on indicators of viability and on best practice restructuring measures |
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OECD An in-depth analysis of one year of SME and entrepreneurship policy responses to COVID-19 |
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AECM survey on indicators of viability and on best practice restructuring measures |
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AECM Annual Activity Report 2020 |
2020
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AECM Statistical Yearbook 2019 |
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AECM Annual Activity Report 2019 |
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Financing SMEs and Entrepreneurs 2020: An OECD Scoreboard |
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AECM SCOREBOARD H1 2020 |
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Comparative Study AECM-REGAR Guarantee Activity Survey |
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OECD Report: SME Policy responses to COV-19 outbreak Updated on 15th July |
2019
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AECM Statistical Yearbook 2018 |
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AECM Scoreboard H1 2019 |
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SME guarantee activities since the financial crisis |
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Best Practice Guarantee Projects |
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Annual Activity Report 2018 |
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VIII Informe “La Financiación de la PYME en España. Resultados año 2018” (VIII Report: Financing SMEs in Spain. Results of 2018″) |
2018
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SBA Lender Benchmarking Study – Coleman Publishing |
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REGAR: Statistics of the year 2017 of the Ibero-American guarantee systems and the evolution of 2008-2017 by countries |
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Annual Activity Report 2017 |
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AECM Scoreboard H1 2018 |
| June 2018
Conceptual Framework for information on the outreach, additionality and financial sustainability of Public Credit Guarantee Schemes (CGSs) A joint study REGAR, AECM and ALIDE |
| June 2018
The economic and fiscal benefits of guarantee banks in Germany – Peter Hennecke – Doris Neuberger – Dirk Ulbricht LINK |
| January 2018
OPINION – European Committee of the Regions The Future of the COSME Programme beyond 2020: regional and local perspective Rapporteur: Robert Negoiță LINK |
2017
| October 2017
OPINION – European Economic and Social Committee The potential of small family and traditional businesses to boost development and economic growth in the regions (own-initiative opinion) Rapporteur: Dimitris DIMITRIADIS |
| July 2017
OPINION – European Economic and Social Committee Improving the effectiveness of EU policies for SMEs Rapporteur: Milena ANGELOVA |
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European SME Action Programme 2017
PDF one pager / PDF full document |
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AECM Brochure 25 years 2017
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Activity Report 2016 |
| April 2017
AECM member information overview 2016 Excel |
2016 and previous years
| June 2016
Activity Report 2015 |
| July 2016
Special Report on Implementing the EU Budget through Financial Instruments (Executive Summary) |
| November 2015
SME Investment and Innovation Report. France, Germany, Italy and Spain |
| June 2015
Activity Report 2014 |
| 2013
FAO study on credit guarantee schemes in agriculture |
| September 2012
Pricing Survey – Members’ description (available in print ENG) |
| September 2012
Pricing Survey – Global results (available in print ENG) |
| September 2012
AECM brochure on 20 years of facilitating growth |
| 2012
SMEs’ Credit Guarantee Schemes in Developing and Emerging Economies. Reflections, Setting-up Principles, Quality Standards (ENG) |
| 2012
SMEs’ Credit Guarantee Schemes in Developing and Emerging Economies. Reflections, Setting-up Principles, Quality Standards (FR) |
| August 2010
Guarantees and the recovery: The impact of anti-crisis guarantee measures (available in print ENG/FRA/ITA) |
| June 2010
Inmit Study on the macroeconomic benefits of the German Guarantee Banks |
| May 2010
Reinforcing SME own funds: Mezzanine Finance and guarantee solutions |
| August 2009
Fighting the financial crisis: Measures undertaken by AECM member organisations (available in print FRA) |



