Européenne de Cautionnement

18 rue de Saint Pétersbourg
75008 Paris

+33 1 53 42 10 20
+33 1 42 93 54 28

Européenne de Cautionnement (EDC) was created in 1928 by entrepreneurs.
Located in Paris, the EDC Group has 30 000 professional customers including Small Business’, SMEs, Large companies and merchants. The EDC Group helps them to find financial solutions allowing them to develop and to have an easier access to financial services.

Year of creation
individual entities or association
Type of scheme
guarantee or counter-guarantee
Guarantee and counterguarantee
Product typology
guarantee or counter-guarantee or co-guarantee
Guarantee and counterguarantee
i.e. fully mutual, funded by SMEs, banking associations, fully public, fully private, private-public, mixed models
Fully Private
Shareholder structure
Private / Public (in %)
Legal form
of single guarantee entity or association: i.e. fund, development bank, development agency, cooperative or mutual societies, bank, foundation, association, limited company, etc.
Financial company
Structure / Network
i.e. central scheme with regional offices, central scheme only, association network
Central scheme
Geographic coverage
i.e. local, regional, national
Sectorial focus
i.e. agriculture, industry, crafts, retail, liberal professions, cooperatives, etc.
Retail, liberal professions
Size of businesses supported
i.e. large companies, SMEs, micro-enterprises, independent/self-employed
SMEs, Micro-enterprises
Supervision statute
i.e. mono-product banking licenses, financial intermediary statute, non-supervised. For associations, please state statute of members
ACPR - Banque de France
Profit / Non-profit oriented
dividends to public shareholders are not considered as profit orientation
Profit oriented
Do you benefit from a counter-guarantee at local, regional or national level?
Local level or Regional level or National level
Are you/your members financial intermediary for EU-programmes?
CIP/COSME or Structural funds or Progress or RSI/RSFF Horizon 2020
Types of guarantee products provided by your organisation/your membersLoan default guarantees
Other SME support instruments offered by your organisation/your members
Subsidized loans or Mezzanine financing or Venture capital or Coaching or Mediation services
Is the activity subject to state aid regulation?Yes
Do you (your members) use..?
De minimis or GBER or Regional guidelines or Notification
Do you (your members) dispose of an internal rating/scoring system?Yes
Do your guarantees provide deponderation (capital relief) for member banks subject to capital requirements (Basel agreement)?Yes
Do you (your members) benefit of a public counter-guarantee that allows deponderation (capital relief)?No