AECM, European Association of Guarantee Institutions

News from our members

Investment plan for Europe: EIB Group and Bpifrance sign two agreements to support sustainable industry and innovative SMEs
Paris, 10 October 2016 Bpifrance and the European Investment Bank (EIB) Group are strengthening their commitment to the Investment Plan for Europe with two new agreements: support for technological industrialisation via the creation of the first European investment platform and financing of innovative SMEs and midcaps with the renewal of the InnovFin SMEG agreement. Read more


SIAGI accelerates its digital transformation by introducing BIPE Rating in order to facilitate access to finance of micro enterprises
Paris, 21 June 2016 –
SIAGI, a guarantee society which offers financial guarantees to micro enterprises to facilitate obtaining a loan via all banking networks, decided to introduce BIPE Rating, a tool for evaluation and analysis of the financial strength of enterprises. Read more


Our Selected Events


BancoEstado, administrator of the Chilean Fund of State Guarantee for Small Enterprises (FOGAPE) and the Ibero-American Guarantee Network (REGAR) are organizing the XXI Ibero-American Forum on Guarantee Systems and Financing for MSMEs. The event will take place on the 20th and 21st October 2016 in Chile’s capital Santiago and will focus on “Guarantee systems, access to financing MSMEs and Basel”. Read more



The European Economic and Social Committee, the International Confederation of Popular Banks, the European Association of Co-operative Banks, the UNICO Banking Group, and the European Association of Craft, Small and Medium-Sized Enterprises will organize the conference “Co-operative Banks and innovation in SME Financing” in Brussels on 9th November 2016. Read more


Our Mission

AECM has 41 member organisations operating in 21 EU countries, Bosnia and Herzegovina, Russia, Serbia and Turkey. Its members are mutual, private sector guarantee schemes as well as public institutions, which are either guarantee funds or Development banks with a guarantee division. They all have in common the mission of providing loan guarantees for SMEs who have an economically sound project but cannot provide sufficient bankable collateral.

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Our Members

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