Rua Prof. Mota Pinto 42 F - 2º andar, Sala 211
4100-353 Porto

+351 226165280
+351 226165289


Banco Português de Fomento (BPF) is the Portuguese promotional bank, an institution resulting from the merger in November 2020 of three leading institutions operating within the mission of supporting Portuguese SME that aim to achieve innovative solutions for national and international projects, promote sustainability and economic development.

BPF is focusing its activities on five key areas of the Portuguese economy:

  • Financing SMEs: Specifically SMEs and mid-caps, but also large corporations under specific circumstances
  • Innovation Projects: Digital transformation, entrepreneurship and innovation
  • Green Finance: Sustainable infrastructures, transport, carbon neutrality
  • Social Impact: Healthcare, long-term care, education and social housing
  • Infrastructure: National and local investment projects.

The first above mentioned activity will continue being done through the Portuguese Guarantee Scheme, which includes four mutual guarantee societies and a public counter guarantee fund, the latter being managed by BPF itself.

It is expected that BPF will reach its main goals to:

  • support economic development by offering innovative solutions under the same conditions as those offered by leading institutions on the international market;
  • promote the modernisation of companies, enabling entrepreneurship, research and investigation, investment and job creation;
  • to promote business sustainability and economic, social and territorial cohesion in Portugal.

As of end 2021, BPF had an outstanding guarantee volume of more than bEUR 9.8 and supported almost 88,000 SMEs.

AECM accession year1995
Legal formNational Promotional Bank
OwnershipPublic (Mutual guarantee schemes are partly owned by SME beneficiaries)
Geographical and sectoral coverageNational
Not specified
ProductsLoan guarantees, mezzanine financing guarantees, leasing guarantees, guarantees on factoring, performance guarantees, project guarantees, export credit guarantees, student loan guarantees, (quasi-)equity, subsidised loans, coaching, mediation services
Counter-guaranteeNational, regional, local and EU counter-guarantee

Porto/Brussels, 7th February 2023