HAMAG-BICRO
Ksaver 208
10000 Zagreb
Croatia
+ 385 1 488 1003
+385 1 488 1009
aecm@hamagbicro.hr
http://www.investcroatia.hr
The Croatian Agency for SMEs, Innovations and Investments (HAMAG-BICRO) was founded to support the development of SMEs, innovation process and investments. The Agency’s activities are within the competence of the Ministry of Economy, Entrepreneurship and Crafts. During its 25 years of operation, HAMAG-BICRO has been committed to growth and development of SMEs and crafts in Croatia by facilitating their access to finance. The Agency’s main objective is in the strategic creation of a unique system that provides support to entrepreneurs through all development stages of operation – starting from research and development of an idea to commercialization and placement on the market. Its services include: grants, micro and small loans, individual and portfolio guarantees issuing. The Agency also provides financial support to innovative and technology-oriented enterprises.
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| Year of creation Warning: Use of undefined constant instructions - assumed 'instructions' (this will throw an Error in a future version of PHP) in /home/aecmeujvax/www/wp-content/themes/dazzling-custom-aecm/content-members.php on line 117 Warning: Use of undefined constant instructions - assumed 'instructions' (this will throw an Error in a future version of PHP) in /home/aecmeujvax/www/wp-content/themes/dazzling-custom-aecm/content-members.php on line 118 individual entities or association | 1994 |
| Do you (your members) benefit of a public counter-guarantee that allows deponderation (capital relief)? Warning: Use of undefined constant instructions - assumed 'instructions' (this will throw an Error in a future version of PHP) in /home/aecmeujvax/www/wp-content/themes/dazzling-custom-aecm/content-members.php on line 117 | No |
| Do your guarantees provide deponderation (capital relief) for member banks subject to capital requirements (Basel agreement)? Warning: Use of undefined constant instructions - assumed 'instructions' (this will throw an Error in a future version of PHP) in /home/aecmeujvax/www/wp-content/themes/dazzling-custom-aecm/content-members.php on line 117 | Yes |
| Do you (your members) dispose of an internal rating/scoring system? Warning: Use of undefined constant instructions - assumed 'instructions' (this will throw an Error in a future version of PHP) in /home/aecmeujvax/www/wp-content/themes/dazzling-custom-aecm/content-members.php on line 117 | Yes |
| Do you (your members) use..? Warning: Use of undefined constant instructions - assumed 'instructions' (this will throw an Error in a future version of PHP) in /home/aecmeujvax/www/wp-content/themes/dazzling-custom-aecm/content-members.php on line 117 Warning: Use of undefined constant instructions - assumed 'instructions' (this will throw an Error in a future version of PHP) in /home/aecmeujvax/www/wp-content/themes/dazzling-custom-aecm/content-members.php on line 118 De minimis or GBER or Regional guidelines or Notification | De minimis, GBER, Regional guidelines and Notification |
| Is the activity subject to state aid regulation? Warning: Use of undefined constant instructions - assumed 'instructions' (this will throw an Error in a future version of PHP) in /home/aecmeujvax/www/wp-content/themes/dazzling-custom-aecm/content-members.php on line 117 | Yes |
| Other SME support instruments offered by your organisation/your members Warning: Use of undefined constant instructions - assumed 'instructions' (this will throw an Error in a future version of PHP) in /home/aecmeujvax/www/wp-content/themes/dazzling-custom-aecm/content-members.php on line 117 Warning: Use of undefined constant instructions - assumed 'instructions' (this will throw an Error in a future version of PHP) in /home/aecmeujvax/www/wp-content/themes/dazzling-custom-aecm/content-members.php on line 118 Subsidized loans or Mezzanine financing or Venture capital or Coaching or Mediation services | Subsidized loans, Venture capital, Coaching |
| Types of guarantee products provided by your organisation/your members Warning: Use of undefined constant instructions - assumed 'instructions' (this will throw an Error in a future version of PHP) in /home/aecmeujvax/www/wp-content/themes/dazzling-custom-aecm/content-members.php on line 117 | Loan default guarantees, Working capital loan guarantees, Leasing guarantees, Project guarantees, Export guarantees |
| Are you/your members financial intermediary for EU-programmes? Warning: Use of undefined constant instructions - assumed 'instructions' (this will throw an Error in a future version of PHP) in /home/aecmeujvax/www/wp-content/themes/dazzling-custom-aecm/content-members.php on line 117 Warning: Use of undefined constant instructions - assumed 'instructions' (this will throw an Error in a future version of PHP) in /home/aecmeujvax/www/wp-content/themes/dazzling-custom-aecm/content-members.php on line 118 CIP/COSME or Structural funds or Progress or RSI/RSFF Horizon 2020 | CIP/COSME, Structural funds - ESIF; ERFD; EAFRD |
| Do you benefit from a counter-guarantee at local, regional or national level? Warning: Use of undefined constant instructions - assumed 'instructions' (this will throw an Error in a future version of PHP) in /home/aecmeujvax/www/wp-content/themes/dazzling-custom-aecm/content-members.php on line 117 Warning: Use of undefined constant instructions - assumed 'instructions' (this will throw an Error in a future version of PHP) in /home/aecmeujvax/www/wp-content/themes/dazzling-custom-aecm/content-members.php on line 118 Local level or Regional level or National level | No |
| Type of scheme Warning: Use of undefined constant instructions - assumed 'instructions' (this will throw an Error in a future version of PHP) in /home/aecmeujvax/www/wp-content/themes/dazzling-custom-aecm/content-members.php on line 117 Warning: Use of undefined constant instructions - assumed 'instructions' (this will throw an Error in a future version of PHP) in /home/aecmeujvax/www/wp-content/themes/dazzling-custom-aecm/content-members.php on line 118 guarantee or counter-guarantee | Guarantee, Loans and grant schemes |
| Product typology Warning: Use of undefined constant instructions - assumed 'instructions' (this will throw an Error in a future version of PHP) in /home/aecmeujvax/www/wp-content/themes/dazzling-custom-aecm/content-members.php on line 117 Warning: Use of undefined constant instructions - assumed 'instructions' (this will throw an Error in a future version of PHP) in /home/aecmeujvax/www/wp-content/themes/dazzling-custom-aecm/content-members.php on line 118 guarantee or counter-guarantee or co-guarantee | Guarantee, Loans and grant schemes |
| Profit / Non-profit oriented Warning: Use of undefined constant instructions - assumed 'instructions' (this will throw an Error in a future version of PHP) in /home/aecmeujvax/www/wp-content/themes/dazzling-custom-aecm/content-members.php on line 117 Warning: Use of undefined constant instructions - assumed 'instructions' (this will throw an Error in a future version of PHP) in /home/aecmeujvax/www/wp-content/themes/dazzling-custom-aecm/content-members.php on line 118 dividends to public shareholders are not considered as profit orientation | Non-profit oriented |
| Supervision statute Warning: Use of undefined constant instructions - assumed 'instructions' (this will throw an Error in a future version of PHP) in /home/aecmeujvax/www/wp-content/themes/dazzling-custom-aecm/content-members.php on line 117 Warning: Use of undefined constant instructions - assumed 'instructions' (this will throw an Error in a future version of PHP) in /home/aecmeujvax/www/wp-content/themes/dazzling-custom-aecm/content-members.php on line 118 i.e. mono-product banking licenses, financial intermediary statute, non-supervised. For associations, please state statute of members | Under the supervision of the Ministry of Economy, Entrepreneurship and Crafts |
| Size of businesses supported Warning: Use of undefined constant instructions - assumed 'instructions' (this will throw an Error in a future version of PHP) in /home/aecmeujvax/www/wp-content/themes/dazzling-custom-aecm/content-members.php on line 117 Warning: Use of undefined constant instructions - assumed 'instructions' (this will throw an Error in a future version of PHP) in /home/aecmeujvax/www/wp-content/themes/dazzling-custom-aecm/content-members.php on line 118 i.e. large companies, SMEs, micro-enterprises, independent/self-employed | SMEs, Micro-enterprises, Independent/Self-employed |
| Sectorial focus Warning: Use of undefined constant instructions - assumed 'instructions' (this will throw an Error in a future version of PHP) in /home/aecmeujvax/www/wp-content/themes/dazzling-custom-aecm/content-members.php on line 117 Warning: Use of undefined constant instructions - assumed 'instructions' (this will throw an Error in a future version of PHP) in /home/aecmeujvax/www/wp-content/themes/dazzling-custom-aecm/content-members.php on line 118 i.e. agriculture, industry, crafts, retail, liberal professions, cooperatives, etc. | SMEs and crafts |
| Geographic coverage Warning: Use of undefined constant instructions - assumed 'instructions' (this will throw an Error in a future version of PHP) in /home/aecmeujvax/www/wp-content/themes/dazzling-custom-aecm/content-members.php on line 117 Warning: Use of undefined constant instructions - assumed 'instructions' (this will throw an Error in a future version of PHP) in /home/aecmeujvax/www/wp-content/themes/dazzling-custom-aecm/content-members.php on line 118 i.e. local, regional, national | Local, Regional |
| Structure / Network Warning: Use of undefined constant instructions - assumed 'instructions' (this will throw an Error in a future version of PHP) in /home/aecmeujvax/www/wp-content/themes/dazzling-custom-aecm/content-members.php on line 117 Warning: Use of undefined constant instructions - assumed 'instructions' (this will throw an Error in a future version of PHP) in /home/aecmeujvax/www/wp-content/themes/dazzling-custom-aecm/content-members.php on line 118 i.e. central scheme with regional offices, central scheme only, association network | Central scheme only |
| Legal form Warning: Use of undefined constant instructions - assumed 'instructions' (this will throw an Error in a future version of PHP) in /home/aecmeujvax/www/wp-content/themes/dazzling-custom-aecm/content-members.php on line 117 Warning: Use of undefined constant instructions - assumed 'instructions' (this will throw an Error in a future version of PHP) in /home/aecmeujvax/www/wp-content/themes/dazzling-custom-aecm/content-members.php on line 118 of members of an association: i.e. fund, development bank, development agency, cooperative or mutual societies, bank, foundation, association, limited company, etc. | Development agency |
| Legal form Warning: Use of undefined constant instructions - assumed 'instructions' (this will throw an Error in a future version of PHP) in /home/aecmeujvax/www/wp-content/themes/dazzling-custom-aecm/content-members.php on line 117 Warning: Use of undefined constant instructions - assumed 'instructions' (this will throw an Error in a future version of PHP) in /home/aecmeujvax/www/wp-content/themes/dazzling-custom-aecm/content-members.php on line 118 of single guarantee entity or association: i.e. fund, development bank, development agency, cooperative or mutual societies, bank, foundation, association, limited company, etc. | Development agency |
| Shareholder structure Warning: Use of undefined constant instructions - assumed 'instructions' (this will throw an Error in a future version of PHP) in /home/aecmeujvax/www/wp-content/themes/dazzling-custom-aecm/content-members.php on line 117 Warning: Use of undefined constant instructions - assumed 'instructions' (this will throw an Error in a future version of PHP) in /home/aecmeujvax/www/wp-content/themes/dazzling-custom-aecm/content-members.php on line 118 Private / Public (in %) | 100% public |
| Ownership Warning: Use of undefined constant instructions - assumed 'instructions' (this will throw an Error in a future version of PHP) in /home/aecmeujvax/www/wp-content/themes/dazzling-custom-aecm/content-members.php on line 117 Warning: Use of undefined constant instructions - assumed 'instructions' (this will throw an Error in a future version of PHP) in /home/aecmeujvax/www/wp-content/themes/dazzling-custom-aecm/content-members.php on line 118 i.e. fully mutual, funded by SMEs, banking associations, fully public, fully private, private-public, mixed models | Fully public |
| Type of organization Warning: Use of undefined constant instructions - assumed 'instructions' (this will throw an Error in a future version of PHP) in /home/aecmeujvax/www/wp-content/themes/dazzling-custom-aecm/content-members.php on line 117 Warning: Use of undefined constant instructions - assumed 'instructions' (this will throw an Error in a future version of PHP) in /home/aecmeujvax/www/wp-content/themes/dazzling-custom-aecm/content-members.php on line 118 National Promotional Bank (NPB), National Promotional Institution (NPI), Private, Mutual, Mixed | NPI |
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