
Kosovo Credit Guarantee Fund / Fondi Kosovar për Garanci Kreditore
Njazi Alishani Street, no. 5
10,000 Pristina, Republic of Kosovo
Kosovo
+383 38 225 600
info@fondikgk.org
https://fondikgk.org/

The KCGF was established in January 2016 under the Law on the Establishment of the Kosovo Credit Guarantee Fund. The aim of the KCGF is to support the private sector in Kosovo by increased access to finance for MSMEs, thereby creating jobs, increasing local production, improving the trade balance and enhancing opportunities for underserved economic sectors.
Year of creation individual entities or association | 2016 |
Type of scheme guarantee or counter-guarantee | Guarantee |
Product typology guarantee or counter-guarantee or co-guarantee | Guarantee |
Ownership i.e. fully mutual, funded by SMEs, banking associations, fully public, fully private, private-public, mixed models | Fully public |
Shareholder structure Private / Public (in %) | 100% public |
Legal form of single guarantee entity or association: i.e. fund, development bank, development agency, cooperative or mutual societies, bank, foundation, association, limited company, etc. | Independent Legal Entity |
Structure / Network i.e. central scheme with regional offices, central scheme only, association network | Central scheme only |
Geographic coverage i.e. local, regional, national | National |
Sectorial focus i.e. agriculture, industry, crafts, retail, liberal professions, cooperatives, etc. | All economic sectors |
Size of businesses supported i.e. large companies, SMEs, micro-enterprises, independent/self-employed | SMEs, Micro-enterprises, Micro Small and Medium Enterprises |
Supervision statute i.e. mono-product banking licenses, financial intermediary statute, non-supervised. For associations, please state statute of members | KCGF Board of Directors |
Profit / Non-profit oriented dividends to public shareholders are not considered as profit orientation | Non-profit oriented |
Do you benefit from a counter-guarantee at local, regional or national level? Local level or Regional level or National level | No |
Are you/your members financial intermediary for EU-programmes? CIP/COSME or Structural funds or Progress or RSI/RSFF Horizon 2020 | No |
Types of guarantee products provided by your organisation/your members | Loan default guarantees, Working capital loan guarantees, Leasing guarantees, Working capital or investment loans or leases to facilitate the growth and sustainability of a Qualifying Borrowers business. |
Other SME support instruments offered by your organisation/your members Subsidized loans or Mezzanine financing or Venture capital or Coaching or Mediation services | N/A |
Is the activity subject to state aid regulation? | No |
Do you (your members) use..? De minimis or GBER or Regional guidelines or Notification | No |
Do you (your members) dispose of an internal rating/scoring system? | No |
Do your guarantees provide deponderation (capital relief) for member banks subject to capital requirements (Basel agreement)? | No |
Do you (your members) benefit of a public counter-guarantee that allows deponderation (capital relief)? | No |
Downloads
Annual_Report_2021 application/pdf | 10,33 MB |