SIAGI

2 Rue Jean-Baptiste Pigalle
75009 Paris
France

+33 148745400
+33 148743982
siagi@siagi.fr
http://www.siagi.com

Karine Desroses – SIAGI’s chairman

SIAGI, established in 1966 by the Chambers of crafts is the only multi-bank guarantee company. Its original governance with banks, French State and entrepreneurs through council chambers gives her a direct hold on all economic sectors : crafts, commerce, liberal professions and agriculture.

The capital is held by the founding organizations, APCMA and Chambers of craft (60%), seven banks hold 25% and  Bpifrance  holds 15%.

SIAGI has 27 representative offices. Its head office is located in Paris, with a total of 85 staff members.

Do you benefit from a counter-guarantee at local, regional or national level?
Local level or Regional level or National level
Regional and National level - Conseils régionaux, FEI
Are you/your members financial intermediary for EU-programmes?
CIP/COSME or Structural funds or Progress or RSI/RSFF Horizon 2020
CIP/COSME
Type of scheme
guarantee or counter-guarantee
Guarantee
Types of guarantee products provided by your organisation/your membersLoan default guarantees, Working capital loan guarantees, Leasing guarantees, Project guarantees
Other SME support instruments offered by your organisation/your members
Subsidized loans or Mezzanine financing or Venture capital or Coaching or Mediation services
Expertise
Do your guarantees provide deponderation (capital relief) for member banks subject to capital requirements (Basel agreement)?Yes
Do you (your members) benefit of a public counter-guarantee that allows deponderation (capital relief)?No
Do you (your members) dispose of an internal rating/scoring system?Yes
Do you (your members) use..?
De minimis or GBER or Regional guidelines or Notification
De minimis
Is the activity subject to state aid regulation?No
Legal form
of single guarantee entity or association: i.e. fund, development bank, development agency, cooperative or mutual societies, bank, foundation, association, limited company, etc.
Professional company with variable capital
Legal form
of members of an association: i.e. fund, development bank, development agency, cooperative or mutual societies, bank, foundation, association, limited company, etc.
Mutual society
Shareholder structure
Private / Public (in %)
Private 25%, Public 75%
Ownership
i.e. fully mutual, funded by SMEs, banking associations, fully public, fully private, private-public, mixed models
Public-private
Product typology
guarantee or counter-guarantee or co-guarantee
Guarantee
Structure / Network
i.e. central scheme with regional offices, central scheme only, association network
26 regional offices in France
Geographic coverage
i.e. local, regional, national
National
Profit / Non-profit oriented
dividends to public shareholders are not considered as profit orientation
Profit oriented
Supervision statute
i.e. mono-product banking licenses, financial intermediary statute, non-supervised. For associations, please state statute of members
Financial intermediary status
Size of businesses supported
i.e. large companies, SMEs, micro-enterprises, independent/self-employed
SMEs, Micro-enterprises, Independent/Self-employed
Sectorial focus
i.e. agriculture, industry, crafts, retail, liberal professions, cooperatives, etc.
Agriculture, Industry, Crafts, Retail, Liberal professions, Cooperatives
Year of creation
individual entities or association
1966