SIAGI
2 Rue Jean-Baptiste Pigalle
75009 Paris
France
+33 148745400
+33 148743982
siagi@siagi.fr
http://www.siagi.com
SIAGI, established in 1966 by the Chambers of crafts is the only multi-bank guarantee company. Its original governance with banks, French State and entrepreneurs through council chambers gives her a direct hold on all economic sectors : crafts, commerce, liberal professions and agriculture.
The capital is held by the founding organizations, CMA France and Chambers of craft (60%), seven banks hold 25% and Bpifrance holds 15%.
SIAGI has 27 representative offices. Its head office is located in Paris, with a total of 85 staff members.
| Year of creation individual entities or association | 1966 |
| Type of scheme guarantee or counter-guarantee | Guarantee |
| Product typology guarantee or counter-guarantee or co-guarantee | Guarantee |
| Ownership i.e. fully mutual, funded by SMEs, banking associations, fully public, fully private, private-public, mixed models | Public-private |
| Shareholder structure Private / Public (in %) | Private 25%, Public 75% |
| Legal form of single guarantee entity or association: i.e. fund, development bank, development agency, cooperative or mutual societies, bank, foundation, association, limited company, etc. | Professional company with variable capital |
| Legal form of members of an association: i.e. fund, development bank, development agency, cooperative or mutual societies, bank, foundation, association, limited company, etc. | Mutual society |
| Structure / Network i.e. central scheme with regional offices, central scheme only, association network | 27 regional offices in France |
| Geographic coverage i.e. local, regional, national | National |
| Sectorial focus i.e. agriculture, industry, crafts, retail, liberal professions, cooperatives, etc. | Agriculture, Industry, Crafts, Retail, Liberal professions, Cooperatives |
| Size of businesses supported i.e. large companies, SMEs, micro-enterprises, independent/self-employed | SMEs, Micro-enterprises, Independent/Self-employed |
| Supervision statute i.e. mono-product banking licenses, financial intermediary statute, non-supervised. For associations, please state statute of members | Financial intermediary status |
| Profit / Non-profit oriented dividends to public shareholders are not considered as profit orientation | Profit oriented |
| Do you benefit from a counter-guarantee at local, regional or national level? Local level or Regional level or National level | Regional and National level - Conseils régionaux, FEI |
| Are you/your members financial intermediary for EU-programmes? CIP/COSME or Structural funds or Progress or RSI/RSFF Horizon 2020 | CIP/COSME |
| Types of guarantee products provided by your organisation/your members | Loan default guarantees, Working capital loan guarantees, Leasing guarantees, Project guarantees |
| Other SME support instruments offered by your organisation/your members Subsidized loans or Mezzanine financing or Venture capital or Coaching or Mediation services | Expertise |
| Is the activity subject to state aid regulation? | No |
| Do you (your members) use..? De minimis or GBER or Regional guidelines or Notification | De minimis |
| Do you (your members) dispose of an internal rating/scoring system? | Yes |
| Do your guarantees provide deponderation (capital relief) for member banks subject to capital requirements (Basel agreement)? | Yes |
| Do you (your members) benefit of a public counter-guarantee that allows deponderation (capital relief)? | No |
