Slovenian Regional Development Fund/ Slovenski Regionalno Razvojni Sklad
Škrabčev trg 9a
1310 Ribnica
Slovenia
+386 1 836 19 53
info@regionalnisklad.si
http://www.regionalnisklad.si
Slovenian Regional Development Fund with the current capital of over 98 MIO EUR acts as one of the key institutions of regional development policy in Slovenia since 1995. We aim for more sustainable achievement of long- term public goals in the development of regions, rural areas and protected areas. Our beneficiaries are SME’s, farmers, holdings, co-operatives, municipalities and non- profit organizations. As a primary form of incentive, the Fund grants loans with a favorable interest rate and a long maturity. Other forms are guarantees, subsidies, soft loans, capital investments and pre- financing. The Fund also plays an important role in European territorial cooperation as a Certifying Authority for cross- border projects: Slovenia- Austria, Slovenia- Hungary and Slovenia- Croatia.
| Year of creation individual entities or association | 1995 |
| Type of organization National Promotional Bank (NPB), National Promotional Institution (NPI), Private, Mutual, Mixed | NPI |
| Type of scheme guarantee or counter-guarantee | Guarantee |
| Product typology guarantee or counter-guarantee or co-guarantee | Guarantee |
| Ownership i.e. fully mutual, funded by SMEs, banking associations, fully public, fully private, private-public, mixed models | Fully public |
| Shareholder structure Private / Public (in %) | 100% public |
| Legal form of single guarantee entity or association: i.e. fund, development bank, development agency, cooperative or mutual societies, bank, foundation, association, limited company, etc. | Fund |
| Legal form of members of an association: i.e. fund, development bank, development agency, cooperative or mutual societies, bank, foundation, association, limited company, etc. | Fund |
| Structure / Network i.e. central scheme with regional offices, central scheme only, association network | Regional scheme |
| Geographic coverage i.e. local, regional, national | National |
| Sectorial focus i.e. agriculture, industry, crafts, retail, liberal professions, cooperatives, etc. | Industry |
| Size of businesses supported i.e. large companies, SMEs, micro-enterprises, independent/self-employed | SMEs |
| Supervision statute i.e. mono-product banking licenses, financial intermediary statute, non-supervised. For associations, please state statute of members | Financial intermediary statute, Guaranty scheme registered by Ministry of Finance |
| Profit / Non-profit oriented dividends to public shareholders are not considered as profit orientation | Non-profit oriented |
| Do you benefit from a counter-guarantee at local, regional or national level? Local level or Regional level or National level | No |
| Are you/your members financial intermediary for EU-programmes? CIP/COSME or Structural funds or Progress or RSI/RSFF Horizon 2020 | No |
| Types of guarantee products provided by your organisation/your members | Loan default guarantees, Working capital loan guarantees |
| Other SME support instruments offered by your organisation/your members Subsidized loans or Mezzanine financing or Venture capital or Coaching or Mediation services | Subsidized loans |
| Is the activity subject to state aid regulation? | Yes |
| Do you (your members) use..? De minimis or GBER or Regional guidelines or Notification | De minimis, GBER, Regional guidelines and Notification |
| Do you (your members) dispose of an internal rating/scoring system? | No |
| Do your guarantees provide deponderation (capital relief) for member banks subject to capital requirements (Basel agreement)? | No |
| Do you (your members) benefit of a public counter-guarantee that allows deponderation (capital relief)? | No |
