The Network of Swiss Guarantee Institutions

Falkensteinstrasse 54
Postfach
9006 St. Gallen

Switzerland

058 255 05 50
info@bgsag.ch
http://www.kmu-buergschaften.ch

(1) BG OST-SÜD 
(2) BG Mitte
(3) Bürgschaft Westschweiz
(4) BG SAFFA 

Year of creation
individual entities or association
Network since 2007
Are you/your members financial intermediary for EU-programmes?
CIP/COSME or Structural funds or Progress or RSI/RSFF Horizon 2020
No
Do your guarantees provide deponderation (capital relief) for member banks subject to capital requirements (Basel agreement)?Yes
Do you (your members) dispose of an internal rating/scoring system?Yes
Do you (your members) use..?
De minimis or GBER or Regional guidelines or Notification
Yes
Is the activity subject to state aid regulation?Yes
Other SME support instruments offered by your organisation/your members
Subsidized loans or Mezzanine financing or Venture capital or Coaching or Mediation services
Coaching
Types of guarantee products provided by your organisation/your membersLoan default guarantees; Working capital loan guarantees; Bridge financing loan guarantees; Mezzanine financing guarantees; Project guarantees
Do you benefit from a counter-guarantee at local, regional or national level?
Local level or Regional level or National level
Individual approach: Yes / Delegation to banks: No
Type of organization
National Promotional Bank (NPB), National Promotional Institution (NPI), Private, Mutual, Mixed
Members / Mixed
Profit / Non-profit oriented
dividends to public shareholders are not considered as profit orientation
Non-profit oriented
Supervision statute
i.e. mono-product banking licenses, financial intermediary statute, non-supervised. For associations, please state statute of members
Supervised by the State Secretariat for Economic Affairs (SECO)
Size of businesses supported
i.e. large companies, SMEs, micro-enterprises, independent/self-employed
All
Sectorial focus
i.e. agriculture, industry, crafts, retail, liberal professions, cooperatives, etc.
No specific focus
Geographic coverage
i.e. local, regional, national
3 members regional, 1 member national
Structure / Network
i.e. central scheme with regional offices, central scheme only, association network
Association network
Ownership
i.e. fully mutual, funded by SMEs, banking associations, fully public, fully private, private-public, mixed models
Association network
Type of scheme
guarantee or counter-guarantee
Counter-Guarantee